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Understanding Life, Health, and Medicare shouldn't feel like deciphering a second language. Dive into clear, expert-backed insights designed to help you make confident decisions for your future. Here is what you need to KNOW.

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WHAT YOU NEED
TO
KNOW RIGHT NOW

10 Common Life Insurance Myths That Could Cost Your Family

Published: July 14, 2026

At We Know Life & Health, we've had countless conversations with families who believed they understood life insurance, only to discover that much of what they thought they knew was based on myths they had heard from friends, social media, or outdated information.

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Health Insurance

Health insurance without the headache.

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ESSENTIALS

How Much Life Insurance Do I Need?

HMO and PPO comparison options

GUIDES

PPO vs. HMO: Which Health Insurance Plan Is Right for You?

Life Insurance

Protecting your family’s financial future.

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BASICS

Term vs. Whole Life Insurance: Which One Fits Your Family?

Family planning for financial security

PLANNING

Why Young Families Need Life Insurance?

Medicare

Navigating the Medicare maze with confidence.

Understanding Medicare Supplements

SUPPLEMENTS

What Is Medicare? A Simple Beginner's Guide

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TIMING

Don't Miss Your Initial Enrollment Period

RAPID INSIGHTS

QUICK KNOW

Your premium isn't the only number that matters.

Waiting for open enrollment? Life events open doors today.

HSA funds roll over forever. Use them as a stealth retirement account.

The cheapest plan is usually the most expensive when you get sick.

know the latest

How Does Health Insurance Work When You're Self-Employed?

How Does Health Insurance Work When You're Self-Employed?

Self-employed and need health insurance? Learn how Marketplace plans, costs, networks, and coverage options work for freelancers, entrepreneurs, and business owners. ...more

Insurance Made Simple

September 01, 202612 min read

Health Insurance Terms Made Easy: What Do All Those Words Actually Mean?

Health Insurance Terms Made Easy: What Do All Those Words Actually Mean?

Confused by health insurance terms? Learn what premiums, deductibles, copays, coinsurance, networks, and out-of-pocket maximums mean in simple language. ...more

Insurance Made Simple

August 28, 202613 min read

PPO vs. HMO: Which Health Insurance Plan Is Right for You?

PPO vs. HMO: Which Health Insurance Plan Is Right for You?

PPO vs. HMO explained simply. Learn the key differences in costs, networks, referrals, flexibility, and how to choose the right health insurance plan for your family. ...more

Insurance Made Simple

August 25, 202612 min read

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Our Purpose

WHY WE BUILT
THE KNOW

Health and life insurance shouldn't require a translator. For too long, the industry has relied on dense jargon and confusing fine print, leaving people unsure of what they are actually signing up for. We knew there had to be a better way to empower our clients.

That’s why we created The Know—a dedicated educational hub designed to put you in control. Our philosophy is simple: clarity over confusion, and education before decisions. We're here to act as your trusted guide, breaking down complex topics into actionable, easy-to-understand insights.

  • Absolute clarity over industry jargon
  • Education-first decision making
  • Unbiased, deeply trusted guidance
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